Motor Vehicle Accident Law Firms Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general, the laws assume that a vehicle was operated with the consent of the owner.

Laws that enhance penalties such as making revocation automatic and targeting social hosts have mixed impacts on mortality rates. Mandatory education, alcohol treatment, and interlock devices have little effect.

Legal Definitions

The laws governing motor vehicle legal terms are defined and determined at the state level. The federal definitions of national standards for fuel economy and licensing requirements for commercial vehicle drivers are primarily administrative and do not apply when states determine their own registration classifications. These classifications for vehicles determine if a motorist requires an exclusive license to operate certain types vehicles.

These laws define terms like "automobile," "light trucks" and others. As an example light truck, it's any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. It also excludes any combination of vehicles intended to transport passengers or property completely within its own structure, like trailers and manufactured homes.

A wheel chair conveyance is a device equipped with wheels. It is typically used by people who are physically disabled and, are unable to walk as pedestrians. A moped is a vehicle with at most three wheels on the ground and that can travel at maximum speed of 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is one that is driven by a driver sitting on the top. The person who has the legal title to a car is called the owner of the vehicle.

Traffic Laws

Each state has its own set motor vehicle accident law firms vehicle laws which cover everything from registration process to the insurance requirements. These laws also address the types of vehicles covered by law. Some of these laws are akin across states, however others differ greatly. For instance there are laws that limit the number of people one can carry in a pedicab. There are laws that ban reckless driving on certain types of roads, like parking areas.

If you break these laws, you may be punished and fined. Penalties can include being unable to drive or having your license suspended, or having to take a traffic class.

The law governing speed limits on roads is one of the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines the term "motor vehicle" as any vehicle, carriage, or other device that is propelled mechanically and used on a highway to transport property or people, or for other commercial purposes. It excludes semitrailers and trailers such as coaches or house trailers as well as vehicles that operate on tracks or rails snowmobiles, all-terrain and snowmobiles and motorized mobility aids that are operated by a person who has disabilities, self-propelled hay harvesting or corn harvesting machines and motor Vehicle accident Law firms tractors.

Insurance

A motor insurance policy for vehicles is a contract between the insured and the insurer that covers financial loss due to liability for bodily injury or property damage to a third party arising out of ownership or operation, maintenance, or use of a covered vehicle. It may also protect against physical damage to the vehicle. It must contain the name and address of the named insured the policy, the coverage provided by the policy, the premium paid for it, motor vehicle accident law Firms the time of effectiveness and the limits of liability. It should also contain an agreement or a statement that insurance is provided thereunder in conformity with the coverage set out in respect of injuries to the body, death or property damage and is subject to all provisions of this chapter.

Duncanville law firms frequently suggest that individuals review the sample motor vehicle policy in order to understand the terms. One of the most frequent areas of confusion is the definition of "motor vehicle." The phrase is used often in statutes governing the registration of vehicles and financial responsibility laws.

Examples of coverages offered under the motor policy include commercial auto coverage for automobiles that are used for commercial, business establishments or for employment, activities, or jobs carried out for profit, and automobile liability coverage, which includes PIP MP,, and uninsured or underinsured driver coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissible Use

If anyone other than an insured or family member drives your vehicle and gets involved in an accident, it's important to understand how insurance coverage works in these circumstances. This concept is referred to as permissive use and the specifics of your policy can vary but generally, the majority of major car insurance companies provide this type of coverage.

It is important to remember that you are responsible for any damages caused by a driver with your permission. Permission may be expressed or implied, and usually does not have to be written down.

In determining if there is implied consent, courts look at the relationship of the parties, their previous conduct and use of the vehicle and the circumstances surrounding a specific driving incident. A court will also look at whether there were any restrictions placed on the permissive usage, and if even minor deviations from the duration, location or limitations of the original permission would violate of these limitations.

Remember that adding a driver to your auto insurance policy will increase your premium, because the vehicle becomes more risky to insure. It is important to carefully consider your options prior to lending your car to someone else. If you're unsure whether to add someone else to your policy or not, contact Jerry to discuss the specific terms of your insurance policy. Get an estimate for free.